Bank of Canada Overnight Rate: .25%

Bank of Canada Benchmark Rate: 4.94%

Prime Lender Rate: 2.45%

Kraft Mortgage Canada Inc. has many mortgage products. We also customize mortgages according to the borrower’s profile and needs.

Kraft Mortgages does Residential or Conventional mortgages, Alternative or ‘B’ Lending and Private Mortgages to cater to all credits and income situations.
Feel free to contact us to discuss your particular situation and needs and get a no-obligation rate quote. We are here to help and make it happen for you.

Residential High Ratio Mortgage Rates
5 Year Fixed High Ratio Insured Rate2.14
5 Year Fixed Conventional Purchase Rate1.99
5 Year Fixed Conventional Refinance RateCALL
Call us for Rates for other programsCALL

Alternative Lending Rates: Bank Turn-down because of income and or credit issues or because you are self-employed? Not a problem. ‘B’ banks offer very competitive rates that you can live with; fix your credit or income situation and then after a year or two get qualified for a conventional mortgage.

Rates for the first mortgage for Alternative Lending start at 3.69%.

Self-Employed Borrowers
Self-employed borrowers can qualify with just six months of bank statements to verify cash flow. Purchase, Refinance, First Mortgage, Second Mortgage, and Home Equity Line of Credit in the First or Second Position. Call us for a no obligation rate quote and approval.

Home Equity Line of Credit with No Income Verification also available.

Private Mortgage Rates
Private Mortgages are equity-based so you must have sufficient lendable equity in your home.

Good or Bad Credit.

No Income Verification.

Rates are based on loan to value ratio. The lower the loan to value ratio, the lower the rate. Call us now for instant approval and funding in 5 days.

Private First Mortgage Rates start at 5.95%
Private Second Mortgage Rates start at 7.45%

Call or email us for a customized rate quote with no obligation.

Rates are subject to change without notice. Conditions apply.

You can also fill out our short Contact US form

or contact us via our phone: 778-320-9494

or email: